Yes You Can! Raise Financially Aware KidsOur Sponsor: Stowers Innovations, Inc.
Consider these questions:
Many parents agree that talking about money is easier than talking about sex with their kids. Yet, many parents don't take the time to explain money management to their children. Either we don't want to worry our kids, are too busy, or don't know how to explain it. The trick is to make financial education energizing and interesting for your kids. Your conversations will benefit your children now and in the future. Here are some great activities for you to try with your child:
MAKING CENTS (for kids ages 3-11)
What you'll need:
Players take turns rolling the dice. The "bank" pays players a penny for each number rolled. When the player gets 5 pennies or more, he trades them to the "bank" for a nickel, and so on. The first player to get a quarter wins!
FAMILY TOKENS (for kids ages 3-11)
Create a family token (you could use craft sticks, game chips or bottle caps). When you see your children sharing a toy, helping out without being asked, using kind and helpful words or helping a sibling with homework, give them a token. The children then collect and save the tokens, to be redeemed for a reward.
You can make up a menu of treats to choose from. Rewards can vary depending on the ages and abilities of your children. For example, an eight-year-old's reward choices might include:
PUNCH IT OUT (for kids ages 6-18)
You can mark out the choices as your children use them. This is a fun way for kids to exercise control of their own choices, yet still be within parental guidelines.
What you'll need:
Let your children know how many items and how much you will spend per item during the time period. Put their list on the card. As each item is purchased, punch out and cross it off the card.
Your children can pay any amount above your maximum from their allowance or from money earned by doing extra chores around the house.
The following is an example of a card for a 17-year-old.
CLOTHING CARD - good through May 31
WHEN I GROW UP (for kids ages 3-18)
Initiate a discussion with your children about what they would like to be when they grow up. Ask:
For younger kids, the idea is simply to make them start thinking about their future. For older kids, you can help guide them to the library or the Internet to research their dream professions and find sources for the education necessary to become what they want. Help them by choosing the best high school courses that will lead them to their dreams.
As a parent, you know you are the ideal teacher for your children. You know what sparks their interests and how best to communicate with them. You can turn some of the time you're already spending with your children into a fun learning experience that provides valuable hands-on training for a financially responsible future.
If you like the activities above, let us introduce you to a new book, "Yes, You Can! Raise Financially Aware Kids." This quick and easy-to-read book is filled with information that can help you raise your children to appreciate the value of a dollar and to have good financial habits and values.
Money, budgeting, saving, investing and gift giving mean different things at each of your children's developmental phases. "Raise Financially Aware Kids," introduces you to your role as the Chief Financial Parent and includes more than 65 age-appropriate activities that are designed to fit your children's level of development, from preschool through high school. These fun and interactive activities will help you teach your children about money and give them a sound financial education.
Topics covered in the book include:
"Yes, You Can! Raise Financially Aware Kids," was created by Jack Jonathan with the help of teachers, parents, money managers and a child psychologist. Cartoons by MAD magazine artist, Paul Coker, Jr. help illustrate the concepts and make this a fun and easy read.
Published by Stowers Innovations, Inc., "Yes, You Can! Raise
Financially Aware Kids" is 264 pages and available for $19.95.
For more information on how you can get a copy or to request a
FREE Activity Book, call 1-800-234-3445 or visit on-line at:
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